Confused about your Homeowners Insurance?
Let us help you understand what you are buying by stating some important facts about your Homeowners Insurance:
Fact: |
If you haven’t reviewed your coverage with your agent for the past 3 years you could be underinsured or even overinsured! |
Fact: |
If your policy says $500 deductible that may not include claims for wind or hail damage. A lot of policies in South Dakota have a separate deductible for these types of claims and it can be as much as 2% of your home VALUE!! That’s a $4000 deductible on a $200,000 home!! |
Fact: |
Did you know that you can buy Identity Theft coverage on your Homeowners Policy? Some companies even give this coverage for free.
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Fact: |
You may not have coverage for a water/drain backup or sump pump failure. |
80% of our clients have an escrow account with their Mortgage Company that pays their taxes and insurance. We work will all of these lenders to make sure that your policy is paid and that they always have updated insurance information.
Switching your insurance will not affect your mortgage.
Please call us and let us give you a no-obligation review of your Homeowners Insurance. In most cases, we can provide better coverage at a lower price.
